Here you will find all related information about separation (either retiring or separating from service).
Please see which scenario below meets your situation to find out your separation options. You might need to know your early retirement age and/or normal retirement age in order to identify your scenario, so please check this page.
We also recommend you run an estimate inside your Member Self- Service account before making a decision.
You should begin the separation process in advance, at least two months before your separation date. It is recommended that you run an estimate in your Member Self-Service account within 6 months of your separation date.
To review, calculate and process your benefit, the Fund must receive the mandatory separation documents below. Discrepancies will delay payments, so if you do not receive your payment promptly, inquire first with your member organization before contacting the Fund.
Your original Payment Instruction (PI) on the correct form (PENS.E/6 for less than 5 years of contributory service or PENS.E/7 for more than 5 years of service) indicating the benefit option you have selected, the complete bank account information or voided check indicating the account at which you wish to receive payments, the currency of payment, and your email and mailing address with your original ink signature. The Fund must receive the original Payment Instructions form with your original ink signature.
The original and duly completed, dated and signed Separation Notification form PF4 (financial clearance) issued and submitted to the Fund by the Payroll Office of your employing organization and signed by an authorized payroll or finance officer, detailing your pensionable remuneration and contributions since the end of the previous year.
The Separation Personnel Action form (SEPPA) issued and submitted to the Fund by your employing organization, and indicating your official date of separation. Discrepancies will delay payments, so if you do not receive your payment promptly, inquire first with your member organization before contacting the Fund.
If you elect a periodic benefit, the Fund must receive also the following supporting documents (as applicable in your case) at the latest at the time of separation, in order for the Fund to set up all entitlements correctly:
You may retire from your employing organization and receive a monthly benefit at any time after your 55th birthday, provided that you have had five years or more of contributory service in the UN Joint Staff Pension Fund (UNJSPF). Please check the scenarios above to see which options apply to your case.
If you have had less than five years of contributory service you can, irrespective of your age, only take a withdrawal settlement.
The transfer of pension rights is possible only on the basis of a formal transfer agreement between the UNJSPF and the pension plan of an international organization or national government. Please check the Transfer Agreements page for more information.
Check this page.
For beneficiaries who failed to submit payment instructions or accept payment:
When you retire, separate on disability or start receiving a survivor's benefit, you will receive a benefit entitlement letter providing details regarding your benefit, such as the date it was implemented and the amount which you will receive. If you are retiring, you will also find the amount of your total contributions to the Fund during your participation and a reminder that you will be required each year to return a proof of life document (Certificate of Entitlement) in order to continue to receive your benefit. Please ensure that your address and contact details at separation are correct and that you keep them up to date after you are in receipt of your benefit.
The letter is posted inside your Member Self-Service account. To learn how to create or access your Member Self-Service account, please check the dedicated page.